Help with the £Pounds you need!

I would like to borrow

Other amount


For how long?

1 month
2 months
3 months
6 months
9 months
12 months
24 months
Other period


I would like to borrow £

£ 100

£ 10000

For how long? months

3 month

36 months

Representative 49.9% APR. Representative example: Amount of credit: £750 for 12 months at £77.29 per month. Total amount repayable is £927.48. Interest charged is £177.48, interest rate 49.9% pa (variable). Rates from 11.8% APR to 1575% APR - your Free*, No obligation quote and APR will be based on your personal circumstances, and Finance is subject to availability and status. Authorised and regulated by the Financial Conduct Authority. We are a credit broker and not a lender.

Free to apply

Easy to apply

Privacy Protected

Free, No Obligation Quote

No paperwork

100% Secure Uk site

Open 24 hours Everyday

Payday Loans Direct Lenders

There are a large number of payday Loans Direct Lenders across the UK. Many are similar but some are very different. The choice of many payday loans direct lenders makes it hard to locate a decent loan specialist, which is the reason why we need to know more about them.

The below answers to the questions below about the payday loans direct lender should help you find the best payday loans direct lender for your circumstances:

Is the lender authorised by the FCA?

Before you apply for a loan from any payday loans specialist in the UK, make sure they are authorised in the UK. Search for their authorisation number, organization number, office address, business name, phone number and post code. 

You should usually find all this information on the bottom of the Payday Loans Lender website, or the footer. As well, you can check the register at check whether the payday direct lender is approved.

You should just apply with an authorized and approved business since it ensures that it conforms to severe legitimate necessities to protect consumers at the highest legal requirements. Applying with unapproved or unregulated payday loans direct lender is extremely unsafe. You may not be properly secured as a buyer and the direct lender may not fulfil the entirety of the lawful requirements.

  • What APR rate and is it the right measurement?

Now that we covered and you know you are dealing with a fully FCA authorised payday loans specialist, the time has come to find the amount they are charging.

UK payday moneylenders express their financing cost charges as an annual percentage rate (APR), which can be confounding in light of the fact that payday loans are for a period of 1month to 6 moths, much short-term loan then a year.

Something imperative to note is that you won’t really pay the expressed APR charge. Rather, you will pay a small amount of it relying upon your loan factors, for example, how much you borrowed over and for how long.

The best payday loans direct lenders will disclose to you clearly the total amount of money you will need t pay back before you take the loan, with the breakdown of how much interest the loan will be charging.   

That implies you shouldn’t stress a lot over the APR as due to the regulations the maximum interest anyone can charge is capped at 100% with a maximum of 0.8% per day. So the APR number is wrong and very confusing.

  • Are there any additional or hidden charges?

The majority and all the payday loans direct lenders that we works with are quick cash loan specialists will charge interest only. They won’t charge you for early repayment your credit early and they won’t charge any advance preparing your loan. It is still important that you read all terms and conditions before you take or accept any offer from anyone.

Regarding to late repayments, all payday loans lenders will charge extra interest for late payment. Such charges are generally outlined in the terms and conditions. As a rule, always repay your debt in time and in full as late repayment can cause you serious money problems. For help, go to Money Helper

  • Does the lender user friendly to manage the loan?

User friendliness is the thing that makes payday loans and quick cash loans appealing. But, some payday lenders are less user friendly than others – especially those direct lenders who don’t allow online loan application, handling as well as a simple user account management portal.

The best payday loans direct lenders will provide an online portal that will help you to manage your short-term loans, in a simple effective, informative and easy interface.

  • What do the reviews say?

It highly interesting to read what other people are thinking about the payday direct lender.  Give specific consideration to the 1 to 3 star evaluations and pay close consideration to the direct lenders reply to these reviews.

The best short-term loans lenders will have a 4 and 5 star reviews should be looked at the answers and replies.

Reviews are a decent method for getting some idea and information about the lender and the service they are providing. Payday loan reviews sites like trustpilot, or google Review are important and will give a good indication to what users thought about the service.

Payday Loans Online, quick loans for bad credit

Why to choose

  • Borrow between £100 - 10000
  • We search the market for you
  • Totally Free* service!
  • 100% Secured UK Site
  • No Obligation Quote
  • Leading Loan Broker
  • Your data is secure
  • One Simple Form
  • Same day Cash*
  • No hidden costs
  • No Paperwork
  • Open 24/7
Get a quote now

Please like our page!​

Excellent service. The application was processed immediately... like 50 seconds and found me a loan. Thank you... I would recommend when in need of assistance....​
person icon
Alen Barker
London Cab Driver
Great response to my application, quick and easy straightforward process, great service all the way.
Woman icon
Maria Zubek
Nurse, Manchester

How Cash Loans Online Work?

Apply Online

Simply fill out our secured user friendly online form

Finding your Loan

Our High-Tech will process your application and will look to locate the right loan for you and your circumstances.

Get Cash

Once you are approved, you will be directed to your lender to finish the process.

Who can apply?

To be eligible to get a loan, you need to:

Be a Legal UK resident 


Be 18 years of age or older


Have a valid UK bank account, working phone and email


Have a regular source of income (min £700 per month)