Help with the £Pounds you need!

I would like to borrow

Other amount


For how long?

1 month
2 months
3 months
6 months
9 months
12 months
24 months
Other period


I would like to borrow £

£ 100

£ 10000

For how long? months

3 month

36 months

Representative 79.5% APR (variable). Representative example: Amount of credit: £1000 for 12 months at £116.52 per month. Total amount repayable is £1392.63 Interest charged is £392.63, interest rate 79.5% pa (variable). Rates from 11.8% APR to Maximum 1721% APR - your Free, No obligation quote and APR will be based on your personal circumstances, and Finance is subject to availability and status. Authorised and regulated by the Financial Conduct Authority. We are a credit broker and not a lender.

Free to apply

Easy to apply

Privacy Protected

Free, No Obligation Quote

No paperwork

100% Secure Uk site

Open 24 hours Everyday

Please be aware! We are a Secured Service! We Never make unsolicited calls, We Never ask for any kind of payments, and we will Never ask for your credit or debit card details.

How Cash Loans Online Work?

Apply Online

Simply fill out our secured user friendly online form

Finding your Loan

Our High-Tech will process your application and will look to locate the right loan for you and your circumstances.

Get Cash

Once you are approved, you will be directed to your lender to finish the process.

Why Pounds4U ?

Our mission

Our mission is to help and protect all consumers when they are in need of a Short Term Loan online in the UK.
We offer a state of the art quick technological solution to help you finding a short term loan online, easily, securely, with no obligation.


Our advanced technology allows us to show your application to many lenders on our platform quickly and efficiently therefore, its very fast to know if you been approved or not. 

Transparent service

Pounds4U provides a fully transparent service to match you with a lender on our lenders panel for the loan you need according to your circumstances.


It doesn’t matter if you have bad credit or poor credit, at all credit types are considered. We will use our technology to find you a suitable solution quickly with a user friendly easy application form.

Who can apply?

To be eligible to get a loan, you need to:

Be a Legal UK resident 


Be 18 years of age or older


Have a valid UK bank account, working phone and email


Have a regular source of income 


Important Information


A short term loan is always a short term option. If you do not fully repay your loan as agreed then your lender might add fees and charges to your loan as a result will make it more expensive. You might be also reported to the credit reference agencies buy your lender, hence if you fail to meet your repayments, your credit rating might be adversely affected.


If you are unable to pay on time, each lender has their own policies with regards to fees and interest, outstanding debts are collected. Some lenders may pursue you by legal means in the event of repeated non-payment. Most will contact you via phone or letter in order to rearrange payment. A non-payment may result in charges and/or raised interest and may affect your credit score. Please read the charges section of the lenders website before finalising your loan.


Most lenders will contact you by phone, letter and/or email in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score. Continued non-payment may result in your debt being passed to a collection agency, which would add further charges.


Should you feel that you will be unable to make your agreed repayment on the specified date it is essential that you contact the lender in advance. The lender may offer to extend or renew your loan, please be aware that this will result in additional interest being charged. Lenders may issue a charge for late payments. The amount of the charge will differ by lender so please ensure that you read the terms and conditions before entering into any loan agreement. Late repayments can also have a negative impact on your credit file.

Pounds4U is Not a lender – we are a fully approved licensed broker working with the leading direct lenders to help you find the short-term loan you need.

Pounds4U is a Totally FREE* SERVICE!     We will NEVER ask you for any payments, We will Never ask your Credit or Debit Card details, and we will Never ask you to fill any direct debit forms etc.  WE are Free*, No Obligation Service to our clients.