Help with the £Pounds you need!
I would like to borrow
For how long?
I would like to borrow £
For how long? months
Representative 49.9% APR.
Representative example: Amount of credit: £750 for 12 months at £77.29 per month.
Total amount repayable is £927.48.
Interest charged is £177.48, interest rate 49.9% pa (variable).
Rates from 11.8% APR to 1575% APR – your Free, No obligation quote and APR will be based on your personal circumstances, and Finance is subject to availability and status. Authorised and regulated by the Financial Conduct Authority.
We are a fully regulated and authorised credit broker and not a lender.
Easy to apply
Free, No Obligation Quote
100% Secure Uk site
Approved Loan Broker
How Cash Loans Online Work?
Why Pounds4U ?
Our mission is to help and protect all consumers when they are in need of a Short Term Loan online in the UK.
We offer a state of the art quick technological solution to help you getting a short term loan online, easily, securely, and Totally Free with no obligation and no commission.
Our advanced state of the art technology allows us to get all the lenders* in to our platform making the customer in the front therefore, the top lenders compete to lend you the money you need.
Pounds4U provide fully transparent service to find you the best** responsible and trusted lender with the cheapest interest rate (APR) possible and terms according to your own special circumstances.
It doesn’t matter if you have bad credit or poor credit, at Pounds4U.com all credit types are considered. We will use our innovative technology to find you a suitable solution quickly with an user friendly easy form.
* Carefully Selected and FCA Approved panel of lenders.
** According to the amount you want to borrow, and your ability to repay the loan among other factors.
Who can apply?
To be eligible to get a loan, you need to:
Be a Legal UK resident
Be 18 years of age or older
Have a valid UK bank account, working phone and email
Have a regular source of income (min £700 per month)
A SHORT TERM LOAN OPTION
A short term loan is always a short term option. If you do not fully repay your loan as agreed then your lender might add fees and charges to your loan as a result will make it more expensive. You might be also reported to the credit reference agencies buy your lender, hence if you fail to meet your repayments, your credit rating might be adversely affected.
IMPLICATIONS OF NON-PAYMENT
If you are unable to pay on time, each lender has their own policies with regards to fees and interest, outstanding debts are collected. Some lenders may pursue you by legal means in the event of repeated non-payment. Most will contact you via phone or letter in order to rearrange payment. A non-payment may result in charges and/or raised interest and may affect your credit score. Please read the charges section of the lenders website before finalising your loan.
Most lenders will contact you by phone, letter and/or email in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score. Continued non-payment may result in your debt being passed to a collection agency, which would add further charges.
Should you feel that you will be unable to make your agreed repayment on the specified date it is essential that you contact the lender in advance. The lender may offer to extend or renew your loan, please be aware that this will result in additional interest being charged. Lenders may issue a charge for late payments. The amount of the charge will differ by lender so please ensure that you read the terms and conditions before entering into any loan agreement. Late repayments can also have a negative impact on your credit file.
Pounds4U is Not a lender – we are a fully approved licensed broker working with the leading direct lenders to help you find the short-term loan you need.
Pounds4U is a Totally FREE SERVICE! We will NEVER ask you for any payments, We will Never ask your Credit or Debit Card details, and we will Never ask you to fill any direct debit forms etc. WE are Free, No Obligation Service to our clients.