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Representative 49.9% APR.
Representative example: Amount of credit: £750 for 12 months at £77.29 per month.
Total amount repayable is £927.48.
Interest charged is £177.48, interest rate 49.9% pa (variable).

Rates from 11.8% APR to 1575% APR – your Free, No obligation quote and APR will be based on your personal circumstances, and Finance is subject to availability and status. Authorised and regulated by the Financial Conduct Authority.
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Loans for bad credit, no guarantor loans

What are no guarantor loans?

What are No Guarantor Loans and what are loans for bad credit no guarantor: In life, there are times when you require a little assist with cash. We’ve all been there and it’s becoming more usual for people and family members to seek loans to assist with their day-to-day lives.

However there are a lot of various loans available like payday loans, short-term loans and personal loans as well as it can be tough to select the appropriate one for you. For instance, you may have read about no guarantor loans prior to however are not certain what they are exactly.

No Guarantor loans.

To start with, it’s important to understand what a guarantor is. Merely, a guarantor is somebody that you call when you’re securing a loan. They are accountable for paying back the cash if you are unable to do so. In other words, the guarantor is a backup for the lending institution to ensure that they understand they will always obtain their refund from a loan.
Therefore, you’ve probably thought that no guarantor loans are the reverse; you can borrow cash from a lending institution without naming a person who will certainly guarantee the lending institution their full payment.

No guarantor loans have a tendency to be arrangements that loan you smaller sized quantities of cash or for a shorter term. There are no restrictions on how to utilize the cash. This indicates that if you require to buy a new vehicle or aid to pay rental fee this month, you can select a no guarantor loan. Generally loan providers will certainly not ask any type of questions.

Loans for bad credit no guarantor loans:

Benefits of Choosing a No Guarantor Loan?

The major benefit of selecting no guarantor loans or loans for bad credit no guarantor is that the process of lending money is a whole lot quicker and also easier. There is no demand to find a guarantor or go into all of their information to your lender. It’s an uncomplicated purchase.

After all, not everyone understands a person that can function as a guarantor for them. Even if you do, it can be tough to ask your good friends or family members to aid you with cash money loan. However you do not need to really feel ashamed with a no guarantor loan. You can make an application for a loan without any individual knowing your finances.

In addition, you can still have accessibility to no guarantor loans even if you have bad credit. This has typically been a barrier to obtaining money but not anymore. You can utilize your employment condition as well as loaning background to reveal loan providers that you are trustworthy for them to provide cash to.

Is there a Limit on No Guarantor Loans?

As we’ve discussed, no guarantor loans often tend to be for smaller quantities of money. This could anything from ₤ 100 to ₤ 10,000. All payday loans direct lenders will certainly be various as well as it may depend on your employment condition and also other factors.

Don’t fail to remember that you will have interest to pay, as well as the quantity of money that you’ve borrowed. No guarantor loans may have greater APR to pay. This results from the greater threat of not having a guarantor.

It’s important to always repay your loan on schedule. This is why you must only obtain the amount of cash that you need which you recognize you’ll be comfortable repaying in the time defined.

Can Pounds4U help with a No Guarantor Loan?
If you are looking for a short-term loan for bad credit, we at always put you the client first!

Our objective is to assist you find the loan you require for 100% Free, No obligation quote, in the best, quickly, secured and very easy means.

As opposed to loading lots of tricky and also tough forms, you just complete Pounds4U’s simple and Easy form, without being hard credit checked saving you time as well as a lot of headache.

We understand the marketplace and can help you find you the most effective bargains from the panel of Regulated lending institutions as well as other product options.

Why to choose

  • Borrow between £100 - 10000
  • We search the market for you
  • Totally Free service!
  • 100% Secured UK Site
  • No Obligation Quote
  • Leading Loan Broker
  • Your data is secure
  • One Simple Form
  • Same day Cash*
  • No hidden costs
  • No Paperwork
  • Open 24/7
Get a quote now

Please like our page!​

Excellent service. The application was processed immediately... like 50 seconds and found me a loan. Thank you... I would recommend when in need of assistance....​
Great response to my application, quick and easy straightforward process, great service all the way.
These are great i only took a £200 loan same amount each month and txt and emailed when payment was due cant fault them 😊

How Cash Loans Online Work?

Apply Online

Simply fill out our secured user friendly online form

Finding your Loan

Our High-Tech will process your application and will look to locate the right loan for you and your circumstances.

Get Cash

Once you are approved, you will be directed to your special lender to finish the process.

Why Pounds4U ?

Our mission

Our mission is to help and protect all consumers when they are in need of a Short Term Loan online in the UK.
We offer a state of the art quick technological solution to help you getting a short term loan online, easily, securely, and Totally Free with no obligation and no commission.


Our advanced state of the art technology allows us to get all the lenders* in to our platform making the customer in the front therefore, the top lenders compete to lend you the money you need.

Transparent service

Pounds4U provide fully transparent service to find you the best** responsible and trusted lender with the cheapest interest rate (APR) possible and terms according to your own special circumstances.


It doesn’t matter if you have bad credit or poor credit, at all credit types are considered. We will use our innovative technology to find you a suitable solution quickly with an user friendly easy form.

Pounds4U is fully registered with the ICO and regulated by the UK Financial Conduct Authority (FCA).

* Carefully  Selected and FCA Approved  panel of lenders.
**  According to the amount you want to borrow, and your ability to repay the loan among other factors. 

Who can apply?

To be eligible to get a loan, you need to:

Be a Legal UK resident 


Be 18 years of age or older


Have a valid UK bank account, working phone and email


Have a regular source of income (min £700 per month)