Help with the £Pounds you need!

I would like to borrow

Other amount


For how long?

1 month
3 months
6 months
12 months
24 months
Other period


I would like to borrow £

£ 100

£ 10000

For how long? months

3 month

36 months

Representative 49.9% APR.
Representative example: Amount of credit: £750 for 12 months at £77.29 per month.
Total amount repayable is £927.48.
Interest charged is £177.48, interest rate 49.9% pa (variable).

Rates from 11.8% APR to 1575% APR – your Free, No obligation quote and APR will be based on your personal circumstances, and Finance is subject to availability and status. Authorised and regulated by the Financial Conduct Authority.
We are a fully regulated and authorised credit broker and not a lender.

No fees

Easy to apply

Privacy Protected

Free, No Obligation Quote

No paperwork

100% Secure Uk site

Approved Loan Broker

Emergency Loans

Emergency Loans Offer Quick Cash for Unexpected Expenses

Personal loans success relies upon regular balance between revenues along with outgoings. As long as you generate even more funds than you spend, you will not lose ground in the wrong direction. Sadly, even the most regimented spenders encounter unanticipated finance emergencies. 

Without time to plan for the expenditure or enough deposit to deal with an unfortunate money obstacle, emergency costs can strain your financial circumstances. Online emergency loans bring reduction in between paydays, assisting people to deal with financial emergencies.


Receive Emergency Loans Online

When unforeseen spending strikes, the pressure can leave you reeling, wondering exactly how you’ll handle an emergency expense. One source of reduction, emergency loans present a different short-term financing solution, usually used to address unexpected spending needs. The loans are not restricted, so you can consume emergency loan profits on anything you desire. your trusted loan partner helping people in the UK with payday loans, Short term loans and loans for bad credit helps it clients with emergency loans who are in need for fast emergency cash.

You need to ask yourself a few questions before applying for an emergency loan.

  • Do I need funds immediately?– Emergency loans are not structured for big-ticket purchases or lasting repayment. The on the internet UK loans are strictly for immediate, short-term costs demands. If your financing demand cannot wait up until payday, an emergency loan resolves the shortfall, ensuring a money bridge to your next paycheck.
  • How much emergency income do I require?– Emergency loan deals are reasonably low, compared to other forms of finance. The short-term loans serve emergency financing needs as much as ₤ 1,500, presenting prompt accessibility to income, when speed makes a difference. You established the emergency loan amount, just obtaining what you require to solve the situation available.
  • Can I afford to pay off an emergency loan ?– Before picking an emergency loan, you must prepare for settlement within a few months. Can your spending plan suit prompt emergency loan settlement? Or will the added expenditure reason troubles later on? Late settlements have credit report effects, so it is unworthy producing another separate crisis, whilst resolving a financial emergency.

As soon as you have established your sights on an emergency loan, it’s easy to start the authorisation procedure, beginning with your online application for fast funding. The application calls for actions regarding your employment as well as earnings history, as well as confirming your lawful name along with address.


When should I Apply for Emergency Loans

Emergency loans give quick money for any type of immediate expenditures demand. The finance option is targeted at pushing cash requirements, instead of long-range money matters. Unlike bank loans, which might call for in-person check outs along with an extensive wait on approval, this kind of loan will certainly fund within hours or days of applying. The adaptable source is one of numerous short-term funding alternatives, including bank card, payday advance, and funds advances.

Each situation is distinct as well as, so it is up to you to decide when emergency loans make sense for your cash conditions. Think about on-line loans for rapid funds when:

  • Your bank card is maxed-out– Reaching for plastic often assists prevent a personal financial dilemma, but if you’ve reached your credit line or have poor credit score, cards cannot help with a costs emergency.
  • Family savings are not adequate to resolve emergency spending– A home reserve gives insulation from unforeseen expenditures, yet most UK families do not have actually much cash set aside for emergencies.
  • Your financial requirements cannot wait up until payday– Emergency loans give money immediately, so the versatile financing option is best suited for finance needs that cannot wait.

Consuming Emergency Loan Proceeds

Like various other sorts of financing, emergency loans are repaid with interest, so it doesn’t make sense to obtain greater than you require to resolve your urgent cash emergency. The versatile loans are not restricted, so you determine exactly how to shell out the funds.

Your emergency loan can assist with uneven funds flow, unexpected costs, along with emergency expenses you did not see coming. Shell out emergency loan earnings on:

  • Repair services and Replacement– From your automobile to your central heating boiler, machines as well as mechanical systems tend to break down when you can least manage to fix or replace them. When your automobile surrenders, for whatever factor, you can rely on a repair bill– at the minimum. In a worst instance circumstance, your cars and truck or an additional home necessity might require substitute. Repairing or changing kitchen area devices, outside tools, your garments washing machine or clothes dryer, and various other costly items can produce an expenditures emergency, requiring fast loan.
  • Wellness Expense– Falling ill can have an impact on your financial resources, specifically if you do not have a money safety net to count on. Experts advise UK family members preserve 3-6 months reserves in a rainy-day account, for attending to emergency such as health problem, job interruptions, as well as other tough finance situations. Countless families lack savings, calling for outside finance aid when a good friend or relative receives sick.
  • Household Bills– Bad timing sometimes leaves you with costs to pay, prior to your income gets here. If your cash on the way, however you require money today; short-term emergency loans can bring you until payday. Monthly outgoings past your methods might ask for way of living changes, to lower your price of living. In the meantime, aid from online lenders can assist with family costs crises.
  • Unexpected Travel– It’s clever to plan ahead, however life contains unforeseen events as well as conditions. Getting rid of a cherished pal or relative, or welcoming a new child into the family members, might ask for pricey travel. An emergency loan may be all that’s needed to reveal your support, personally, when it matters most.
  • Moving Expense– Moving home can cause considerable expense. From the cost of a transfer business to days away from work, accommodating your step; the included financial stress may leave you except funds. When moving expenses interfere with healthy house capital, emergency loans present a charge card option, furnishing sources for your relocation.

UK emergency loans are targeted at pushing, short-term spending requirements. You cannot finance a significant purchase with an emergency loan, however the convenient source can present a lift till wage day. When you require cash currently, without constraints, emergency loans on the internet ensure prompt services for immediate finance needs.

Emergency cash loans pounds4u

Advantages of Online Loans

There is more than one means to overcome emergency costs. A home nest egg gives a first line of defense against costs emergencies, yet income available is not constantly sufficient to attend to unforeseen funds issues. When you need outside assistance, loan options include revolving credit report such as store cards along with credit cards, as well as cash advances as well as numerous kinds of loans.

Among popular short-term UK finance services, emergency loans offer several benefits for debtors requiring rapid income.

·         High Approval Rates– Lenders analyse credit rating recommendations prior to using funds. If your credit scores documents include a history of late settlements and other troubles, conventional lending institutions may not aspire to prolong a loan. A streamlined option, emergency loans are reasonably small amounts paid back within weeks, so emergency loan carriers might have higher versatility approving your application. Approval rates are higher online, because lenders focus on your employment as well as revenues background, rather than your imperfect credit history record.


·         Convenience– Obtaining financing does not constantly need a trip to the bank. On-line lenders offer convenient, straightforward options to small business loan, providing emergency financing without delay. Your emergency loan application can be finished along with sent online, without leaving residence.


·         Versatile Amounts– Everyone’s emergency financing requirements are distinct, so there is no one-size-fits-all loan. As opposed to collaborating with established amounts, you decide just how much to obtain, accommodating your requirement for quick money, without taking-on a bigger balance than required.


·         Simplified Lender Match—Pounds4U superior technology will make your emergency loan request with a leading UK provider, prepared to supply the cash you need in a quick, easy and secured way.


·         Fast Response Times– Time is of the essence when unexpected spending endangers your personal financial health and wellness. You cannot pay for an extensive authorization period, with a lot on the line, so emergency loan providers preserve fast reaction times. Sending a simple on-line loan request takes only minutes, along with you will not wait long to listen to back regarding the status of your emergency loan application.


·         Quick Direct Funding– After you are authorized for an emergency loan, the funds are rapidly moved directly to your bank account.


Emergencies arise from unexpected occasions, poor timing, family members situations, and other circumstances. Without a proper nest egg saved to resolve finance emergencies, you may need a lift from outdoors resources. Contrasted to conventional financing techniques, emergency loans equip fast income with greater approval rates. Is an emergency loan the solution to your financial dilemma?

Emergency Loans Cash

Apply for Emergency Loans through

Applying via Pounds4U simple form quickly will let you know if other payday loans direct lenders are interested to approving your cash loan, which may offer better deals.

It’s FREE! As Pounds4U, Payday loansPersonal loans and short term loans are 100% Free, no obligation quote So, you have nothing to lose as well it will save you time and might save you money!

Furthermore, Pounds4U only works with UK payday lenders that are regulated by the Financial Conduct Authority (FCA). 

It comes as no surprise that Pounds4U has processed over 700,000 loan applications and received many positive customer reviews. Many of our customers returned to us time and again.  

To find out if you qualify for a payday loan, simply fill out our quick and easy online application form and leave the rest up to us.

 Always remember that late repayment can cause you serious money problems. For help, go to

Why to choose

  • Borrow between £100 - 10000
  • We search the market for you
  • Totally Free service!
  • 100% Secured UK Site
  • No Obligation Quote
  • Leading Loan Broker
  • Your data is secure
  • One Simple Form
  • Same day Cash*
  • No hidden costs
  • No Paperwork
  • Open 24/7
Get a quote now

Please like our page!​

Excellent service. The application was processed immediately... like 50 seconds and found me a loan. Thank you... I would recommend when in need of assistance....​
Great response to my application, quick and easy straightforward process, great service all the way.
These are great i only took a £200 loan same amount each month and txt and emailed when payment was due cant fault them 😊

How Emergancy Loans Online Work?

Apply Online

Simply fill out our secured user friendly online form

Finding your Loan

Our High-Tech will process your application and will look to locate the right loan for you and your circumstances.

Get Cash

Once you are approved, you will be directed to your special lender to finish the process.

Why Pounds4U ?

Our mission

Our mission is to help and protect all consumers when they are in need of a Short Term Loan online in the UK.
We offer a state of the art quick technological solution to help you getting a short term loan online, easily, securely, and Totally Free with no obligation and no commission.


Our advanced state of the art technology allows us to get all the lenders* in to our platform making the customer in the front therefore, the top lenders compete to lend you the money you need.

Transparent service

Pounds4U provide fully transparent service to find you the best** responsible and trusted lender with the cheapest interest rate (APR) possible and terms according to your own special circumstances.


It doesn’t matter if you have bad credit or poor credit, at all credit types are considered. We will use our innovative technology to find you a suitable solution quickly with an user friendly easy form.

Pounds4U is fully registered with the ICO and regulated by the UK Financial Conduct Authority (FCA).

* Carefully  Selected and FCA Approved  panel of lenders.
**  According to the amount you want to borrow, and your ability to repay the loan among other factors. 

Who can apply?

To be eligible to get a loan, you need to:

Be a Legal UK resident 


Be 18 years of age or older


Have a valid UK bank account, working phone and email


Have a regular source of income (min £700 per month)